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<strong style="color: Red">Definition:</strong><br />
NPL is the outstanding of the contract for which DPD > 90 days
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<strong style="color: Red">Link to strategy:</strong><br />
This indicator reflects the quality of credit risk management
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<strong style="color: Red">Limitations:</strong><br />
This indicator does not show to what extent delinquency is due to the quality of risk rating and early warning as opposed to unethical conducts or market conditions
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